1616 Route 292 #Cottage 12Holmes, NY 12531

Cooperative · 2 Beds · 2 Full Baths · 900 Sq. ft.
$599,000 Active

1616 Route 292 #Cottage 12 Overview

Time on Site:
17 days

Welcome to one of the Hudson Valley's most extraordinary hidden treasures—a private island retreat nestled in the heart of Whaley Lake, where every day feels like a vacation and every arrival feels like an escape from the ordinary. Accessible only by boat, this remarkable waterfront residence offers an exceptionally rare opportunity to own a piece of paradise within an exclusive island co-op community where properties seldom become available. From the moment you leave the mainland behind and cruise across the sparkling waters to your own private dock, you'll experience a level of peace, privacy, and seclusion that is nearly impossible to find in today's world. Surrounded by panoramic lake views and embraced by nature, this charming island getaway captures the essence of lakefront living at its finest. Wake each morning to shimmering sunrises dancing across the water, spend your days boating, swimming, fishing, or simply relaxing lakeside, and unwind in the evening as spectacular sunsets paint the sky in brilliant colors reflected across the lake's glassy surface. Inside, the home exudes warmth, comfort, and timeless lake-house charm. Thoughtfully designed for both relaxation and entertaining, the residence features two bedrooms, a spacious sleeping loft, and two beautifully renovated full bathrooms. Comfortable gathering spaces invite friends to create lasting memories, while expansive lake views serve as the backdrop to nearly every moment. Whaley Lake is one of Dutchess County's premier motorboat lakes, offering endless recreational opportunities and year-round natural beauty. Located less than 90 miles from New York City, this unique property provides the perfect weekend sanctuary, summer retreat, or lifestyle investment for those seeking a truly one-of-a-kind waterfront experience. As an added bonus, the home is being offered almost fully furnished, allowing you to begin enjoying island life immediately. And the ultimate finishing touch? Included in the sale is a stunning 2021 Nautic Star 24-foot boat powered by a 250 HP engine—your gateway to exploring the lake and making every arrival home an unforgettable experience. Private island living. Private dock. Premier lakefront location. Turnkey convenience. Included boat. Opportunities of this caliber are extraordinarily rare. This isn't simply a home—it's a lifestyle, a retreat, and a legacy property that offers an experience few will ever have the chance to own. Schedule your private showing today and discover why life on Whaley Lake is unlike anywhere else.

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1616 Route 292 #Cottage 12 Facts & Features

  • Type Cooperative
  • Sq. ft. 900
  • Price/Sq.ft. $666

Details

General

Association/HOA

  • Association Amenities: Boat Dock,Powered Boats Allowed
  • Association Fee: 5500
  • Association Fee Frequency: Annually
  • Association Fee Includes: Electricity,Other
  • Association Name: Whaley Lake Island Association, Inc.
  • Association: Yes

School Information

  • School District: Pawling
  • Elementary School: Pawling Elementary School
  • Middle Or Junior School: Pawling Middle School
  • High School: Pawling High School

Building Information

  • Year Built: 1950

Location/Region

  • Country: US
  • County Or Parish: Dutchess County
  • Postal City: Holmes

Community/Development

  • Community Features: Powered Boats Allowed

Rent/Lease Information

  • Lease Considered: No

General Information

  • Disclosures: By Laws,Lead Paint,Seller Property Disclosure
  • Inclusions: 2021 Nautic Star 24 foot boat with new engine, All Interior and Exterior Furniture, Row boat, Blue Single Kayak . Yellow Single Kayak, 2 Blue Children's Kayaks and Yellow Dual Kayak
  • Listing Terms: Cash
  • Parcel Number: 134089-6856-00-298923-0000
  • Pets Allowed: Yes
  • Property Condition: Updated/Remodeled
  • Property Sub Type: Stock Cooperative
  • Property Type: Residential
  • Senior Community: No
  • Special Listing Conditions: None

Interior

Parking Information

  • Garage: No

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 2

Building Interior

  • Building Area Units: Square Feet

General Information

  • Appliances: Dishwasher,Electric Water Heater,Gas Cooktop,Microwave,Refrigerator
  • Basement: No
  • Building Features: Outdoor Space
  • Common Walls: No Common Walls
  • Cooling: None
  • Entry Level: 1
  • Fireplace Features: Electric,Living Room
  • Fireplace: Yes
  • Fireplaces Total: 1
  • Flooring: Ceramic Tile,Hardwood,Vinyl
  • Heating: None
  • Interior Features: First Floor Bedroom,First Floor Full Bath,Open Floorplan
  • Laundry Features: In Unit
  • Levels: One
  • Living Area: 900
  • Living Area Source: Measured
  • Rooms Total: 4
  • Stories Total: 1
  • Window Features: Insulated Windows,New Windows,Oversized Windows,Storm Window(s)

Unit Information

  • Unit Number: Cottage 12

Exterior

Parking Information

  • Parking Features: Parking Lot

Lot Information

  • Lot Size Square Feet: 187308
  • Water Source: Other

Waterfront/View

  • View: Lake
  • Waterfront Features: Lake Front,Lake Privileges,Water Access
  • Waterfront: Yes

Building Exterior/Construction

  • Architectural Style: Other
  • Construction Materials: Frame
  • Patio And Porch Features: Deck
  • Property Attached: No

General Information

  • Carport: No
  • Exterior Features: Boat Slip,Dock,Fire Pit
  • Fencing: None
  • Sewer: Septic Tank
  • Utilities: Electricity Connected,Water Connected

Room Information

Room: Bathroom 1

  • Level: First
  • Description: 10' X 10', Newly Renovated, Double Sink, Double Shower Heads, Tile Floor

Room: Bathroom 2

  • Level: First
  • Description: 8'6 X 5'8, Newly Renovated, Tile Floor

Room: Bedroom 1

  • Level: First
  • Description: 10'6 X 6'1, Hardwood Floors, Closet, Ensuite Bathroom

Room: Bedroom 2

  • Level: First
  • Description: 9'11 X 9'6, Hardwood Floor

Room: Kitchen

  • Level: First
  • Description: 14 X 10'3 Tile Floor, Refrigerator, Microwave, Gas Stovetop, Counter Seating

Room: Living Room

  • Level: First
  • Description: 19'3 X 15'1, Vinyl Plank Floor, Open Concept, Windows Overlooking Lake, Staircase to Loft

Room: Loft

  • Level: Second
  • Description: 11' X 9'11, Carpeted, Fits a Full Bed, Sloped Ceiling

1616 Route 292 #Cottage 12 Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

1616 Route 292 #Cottage 12 Market Data

Based on the last 30 days in this zip code

$809,695
Average List Price
$413
Average Price per Square Foot
2
Properties Sold
79
Average Days on Market
21
Properties for Sale
Calculations provided by Reliance Network

1616 Route 292 #Cottage 12 History

Date Event Value Agent
6/12/2026Source: OneKey MLS Added to Database
June 12, 2026
Listing provided courtesy of eXp RealtyJulie C. Conner- MLS# 1011452MLS ProviderContact Information: 888-276-0630